A clearer starting point for thinking about retirement. My Tomorrow is an independent retirement-awareness tool that helps Australians explore what their super could become, without needing to understand every financial term first.
See what your super could become in under 60 seconds.
About My Tomorrow
WHY MY TOMORROW EXISTS
Retirement can feel unnecessarily complicated. There are calculators, government rules, super funds and financial terminology everywhere — but sometimes you just want to know: where am I heading?
My Tomorrow was created to make that first question easier. Start with a few numbers you already know, see a simple illustration of what your super could become, then learn more if you want to.
Start with a clearer picture, then ask the next question.
Made for everyday Australians
My Tomorrow is for people who want to understand their super and retirement options without starting with a spreadsheet or a financial dictionary.
New to the topic? Start with how super works. If you are wondering how your balance compares, our super balance by age guide explains what the figures can—and cannot—tell you.
How to use My Tomorrow
A current super balance, your date of birth, annual income and an age you want to explore are the starting inputs. The calculator turns those details into a simple illustration.
Try a different retirement age or the extra-contribution illustration to see how the model responds. These are scenarios, not recommendations about what you should do.
Want to understand your result? Read how we calculate it, including the assumptions and what the model leaves out.
What independence means here
Your questions come first. My Tomorrow is an independent retirement-awareness tool, not a bank, super fund or financial adviser. It does not recommend a particular fund, investment product or contribution strategy.
Our guides use Australian sources for factual rules and figures, with links and checked dates so you can look further. Those sources do not endorse My Tomorrow.
Wondering when you can retire? Start with the separate questions of accessing super and funding the life you want. The calculator is one starting point in that wider picture.
Want to see your number?
Frequently asked questions
How can My Tomorrow help me?
Generally, it helps you connect today’s super balance with a possible retirement picture. Use the calculator to explore a scenario, then use the guides to understand the questions and assumptions behind it.
How is the calculator result worked out?
The result uses a simplified model with fixed assumptions. Our How We Calculate page explains the inputs, growth and contribution assumptions, weekly illustration and limitations so you can understand what the number means.
Can I use My Tomorrow if retirement is years away?
Yes, you can use it to explore a longer-term scenario and learn the basics. The further away retirement is, the more time there is for your income, contributions, circumstances and the rules to change. Revisit the assumptions as your situation changes.
Does My Tomorrow provide personal financial advice?
No. It does not assess your full circumstances or recommend a retirement age, fund, investment or contribution strategy. The age you enter is a scenario input. The result is general information, not personal financial advice.
How can I get a simple retirement illustration?
It starts with your current age, income, super balance and an age you want to explore. The My Tomorrow Retirement Calculator can help you explore what your super could become. It is a starting point, not a guarantee that your money will last or a recommendation about when to retire.
My Tomorrow is an independent retirement-awareness tool. This is general information, not personal financial advice.
Start here: How we calculate · How super works · When can I retire?
Content checked 1 October 2026. See our guides for the sources and details behind rules, figures and calculator assumptions.